Let me just go ahead and warn you all that there is a rant following and many many bad words.
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I got one of those funny little envelopes from the bank in the mail today. I have got these before and knew what it was. A notice that my checking account has been overdrawn. As I tried not to rip the mailbox from it's post I slowly walked back to the house. I sat down and opened it to see what had happened. There before my eyes was the horror, $285.00 in overdraft charges which left my balance $181.00 in the red !! I went over the computer to check my account information online to see what the fuck was going on here. My significant other has been using her debit card at every place that has a crack that her card will fit in. Just one example of the stupid shit I see before me- $2.83 debit to Wendy's, fuckin Wendy's. $8.44 cents to Blockbuster, GRRRRR!!! That part that makes me so fuckin mad is that she has cash with her at all fuckin times. We each keep a little cash and have a debit card to pay for gas throughout the month. The debit card makes it easier to purchase gas because we have a small child with us most of the time and don't want to have to get her out each time to pay for our gas. We use the card and pay at the pump. We put enough money in the bank to cover our bills and a little extra for gas, the rest is here at home and some cash for reach of us. She will not write it down in the check book when she makes a purchase and that's where we get fucked. She just uses her card until we get those little envelopes in the mail. Well she was at work when all this went down today, she works part time. I jumped in the Jeep and went straight as I could to repossess my check book and her debit card, it wasn't a very pretty site to see either. She has enough cash to do her until she gets paid and that's all she's getting from me! In a time when everyones finances are more important than ever before she just spends like we are the fuckin Rockefeller's. Well I have the check book now and all bills are to be brought to me to be paid and her debit card is in the fuckin fireplace now. Damn it I hate to be so hard about this but this is the money I have to feed my family with not throw around like it's a fuckin Wendy's receipt. This stupid shit has been going on for some time now just not to my knowledge. Well the fuckin shit stops today! I am in control now and will stay that way from now on. Not only am I going to have to go to town on Monday and face these people at the bank but I'm $181.00 in the fucking whole. Good thing I have some extra here at home to make up the difference or they may very well come and put her ass in jail. HEHE !! I should ask them to do so, teach her ass a lesson. Man I hate this kinda shit worse than anything in the fucking world. Anyway though, the check book is in lock down and her debit card is in the fucking fire. I'm madder 'n hell and I ain't gonna take it no more.
This is Bullseye...OUT!!!
13 comments:
My ex GF was almost as bad,we didn't have a joint account,thank god! She'd go to the ATM at Cicle k every day,get out 20 for gas,lunch,whatever.. She could never figure out that they charged her 2 buck's for a "non bank" atm,then another 2 for a transaction fee!! So,for every 20 she got,she was charged 24!! I told her to get 100 on monday and it would only cost her 104!! Yes,she was blonde..but cute!
Dean in Az
Ahhh...so many times I'm glad that I'm single!
Good for you on pulling the plug, my man!
I thought maybe you were going to start talking like Alexander Haig....
Dude, you are right on in doing what is necessary. I done it to meself a few times. The plastic is EVIL. PERIOD. That wendy's for <$3 will cost you 38.00 Don't sound so bargain-ish do it?
Make 'em learn...
Anonymous, so I'm not the only one that has had this problem? That makes me feel some better about it I guess, lol
Hermit Jim, Single is looking better everyday man. Maybe be getting closer too. LOL
Catman, sorry to dissappoint ya man. LOL
Cygnus, she's gonna learn this time. I can't stand stupid people and that's all this is, stupid. She has cash so there is no use in doing this man. She's on thin ice here and she knows now.
Thanks guys for letting me get this out, was gonna kill me if I didn't.
I feel your pain Bullseye,I cut my ol lady's access off a long time ago. She takes care of the house & I give her cash to spend but she doesn't have access to the Bank account, That really pisses her off but too bad.No matter what I give her no change $10 or $100.cut her off & let her keep her money after you take what you want.
Rhino
...is about time ya vented Brother,if we didn't we would blow up...was there a few years back,been cash-n-stash since those (un)fortunate times...yeah money orders are a bitch,but we have no plastic,debit or credit,and since february/march last year,no bank at all...
...i like it this way,although the Mrs still uses every opportunity to say "it would be easier to just wright a check"...
...i don't like easy,the easy way is always mined...
Don't forget the "credit cards". My 2nd ex opened credit accounts all over town and then hid the bills till it was "cryin time". Killed my credit for 10 years, but was actually a good thing cause if it wasn't a cash transaction then it didn't happen. The 2nd ex only lasted about 9 months.
YeOldFurt
Furt,
My ex wife worked for a CC company,knew how to do the same thing! When we divorced,I was stuck with 12k in credit card's alone! Hosed me up for 4 year's,still show's up after 12 yrs. I went to Consumer credit counseling,a low cost agency that dealt with every creditor,sent the payment's,wiped out late fee's and charge's,for a 15 or 20 buck a month handling fee.Of course I had to send them every spare dime I had,but I recommend them over any other.It sure beat bankruptcy.
Dean in az
Rhino, thanks for coming over, sorry you had to catch me in a fit. Really the money is not a big problem, it's not gonna put me on the spot or anything. I don't have a truck load of cash or anything but I have been able to hide some back over the years. It's being so stupid that makes me so damn mad. I feel like it's the same thing as just thowing it out the window.
Ken, thanks Buddy, had to get some therapy in like you say. hehe!! We don't have any credit cards I leanred that one after the first wife. I don't have any, not sure if she does or not now that you mention it. I don't keep much in the bank, just enough to pay the bills. We never write a check all are paid online. Probably should put a stop to that really, Bank Holiday would screw me for sure. Good to have you back around brother. Update your blog so we know what ya been up too.
YeOldFart, sorry to hear that you had trouble too. It seems to be a common thing now days. I just don't understand it man, it's STUPID !! Each one of the transactions cost me and extra $35. I'm still madder than hell over it.
Anonymous, good on you man for climbing out of it. Some get so far in that it just can't be done.
Thank you all for your support, man I need that.
Been there myself.... I gotta check the bank every freakin' day to keep that stuff from happening. I've screwed up myself a few times and had to eat it too. Cash is king!
Mayberry, thanks man. We have to keep a close eye on everything that we do. It's a must to take care of your money during these crazy times. Thanks again man.
Been there as well! No it's cash or get a money order pay the bill........ I prefer this more so than a bank!
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